Lend your XRP & RLUSD. Earn 1.00% Monthly with daily compounding — no lock-ups, no complexity, fully on-chain.
No minimum. Withdraw anytime. 12,000+ lenders worldwide.
1.00%
Monthly Yield
$1.07B+
Total Lent
Daily
Compounding
A complete lending platform with 1.00% monthly returns, enterprise security, and tools built for serious lenders.
Your earnings are calculated and added to your balance every single day. That means your interest earns interest — continuously growing your position without any action required on your part.
We negotiate lending positions across the XRP Ledger's decentralized order books to secure you the highest sustainable yield available. No yield farming gimmicks — just honest, transparent returns paid consistently.
The vast majority of lender funds are held in air-gapped cold storage — offline wallets that are physically inaccessible to attackers. Only a small operational float remains in hot wallets for processing withdrawals.
Share your unique referral link and earn a commission on every deposit your referrals make. Your network compounds just like your interest — the more you refer, the more passive income streams you build.
LendiChain is built for simplicity. No DeFi expertise required. If you can send XRP, you can earn yield.
Sign up in under 2 minutes. Verify your email, enable 2FA for security, and your lending account is ready — no KYC, no waiting.
Send any amount directly to your unique lending wallet address. Your funds appear on the dashboard as soon as the blockchain confirms the transaction — typically in 3-5 seconds.
Earnings are calculated daily and added directly to your balance. You see every credit in real time. Withdraw at any time — no lock-up periods, no penalties.
Enter any amount and instantly see your projected returns at 1.00% monthly with daily compounding.
7-day chart
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$0.00B
Total Assets Lent
0+
Active Lenders
0.0%
Platform Uptime
Every layer of the LendiChain stack — from infrastructure to smart contract execution — is designed with asset protection as the primary objective.
All sensitive data — wallet keys, user credentials, session tokens — is encrypted at rest and in transit using military-grade AES-256 encryption.
TOTP-based 2FA is available for all accounts. Withdrawal requests above your set threshold require 2FA confirmation before processing.
95%+ of all lender funds are stored in air-gapped cold wallets — completely offline, inaccessible to any remote attack or server breach.
Every transaction, deposit, withdrawal, and admin action is logged with timestamps and cryptographic records — providing a complete, tamper-proof audit history.
Automated rate limiting, IP analysis, and anomaly detection protect against brute force attacks, bot activity, and unusual withdrawal patterns.
All fund movements occur on the public XRP Ledger. Every deposit and withdrawal is verifiable on-chain — no black boxes, no hidden transactions.
Everything you need to know about lending on LendiChain. Can't find what you're looking for? Contact support.
LendiChain deploys your XRP and RLUSD into lending positions across the XRP Ledger's decentralized markets — providing liquidity to traders and borrowers who pay interest. That interest, minus our operating fee, is distributed back to you daily.
Join 12,000+ lenders already earning 1.00% monthly with daily compounding on the XRP Ledger. It takes less than 2 minutes to start.
No minimum deposit · No fees to join · Withdraw anytime